# Night-Time Risks Around exch99 id Transfers - Note 166
# Night-Time Risks Around exch99 id Transfers - Note 166 What To Do After Sending MoneyStop further transfers immediately, even if promised a refund on one more payment. Export chats, note UTRs, dates and numbers, and inform your bank's fraud team. File a report on cybercrime.gov.in or call 1930, and keep the acknowledgement number. Avoid recovery agents who demand upfront fees; they are often a second fraud layer. Lookalike Domains and ClonesComplaints mention near-identi